Length of credit history. Earn a 150 cash rewards bonus.
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Wells fargo credit card score requirements. 1 Plus earn unlimited 15 cash rewards on everyday purchases. No minimum income stipulated but be sure to include any sources of income. For the Wells Fargo Cash Wise Visa Wells Fargo Platinum and Wells Fargo Propel American Express cards the minimum recommended credit score is 700.
Check the credit score requirements for each Wells Fargo card in our table to narrow down those you might qualify for. Address to be eligible for a Wells. There are user reports of being approved with a score as low as 600.
Address to be eligible for a Wells Fargo credit card. Learn More Apply Now. The minimum recommended credit score for the Wells Fargo Visa Signature and Wells Fargo Rewards cards is 750.
If you are new to credit or dont qualify for an unsecured credit card a secured card may be an alternative that requires an upfront deposit to be used as collateral toward your account. Wells Fargo Platinums credit score requirements are in line with other Wells Fargo cards such as the Wells Fargo Cash Wise Visa card. Wells Fargo credit cards are available to consumers students and small business owners with credit scores ranging from bad to excellent though the best Wells Fargo cards require a credit score of at least 700 for approval.
If your credit score is higher than the cards requirement odds of application success are in your favor. Citi reports that youre more likely to be approved for their Platinum credit card with a score of 640 or higher. If you see eligible items advertised for less within 60.
At least one account that has been open for six months or more. No Score Needed Card can be used anywhere Visa credit cards are accepted not a debit or prepaid card Make a minimum 300 deposit Pay a 25 annual fee. Applicants generally need good credit to be approved.
In terms of credit score requirements most Wells Fargo credit cards will require. Keep in mind with a secured credit card. Lenders use your credit score to evaluate your credit risk generally the higher your credit score the lower your risk may be to the lender.
When you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card youll get up to 600 of protection subject to 25 deductible against covered damage or theft. Review your FICO Credit Score For eligible Wells Fargo customers Helping you save Automatic transfers with a Way2Save savings account Questions about an old 401k. Enjoy these purchase protections when you pay with your Wells Fargo Visa Signature Card.
Help monitor your. Wells Fargo Cash Wise Visa card. Access to your FICO registered trademark.
Card and account activity alerts. When you spend 500 in the first 3 months. You must be at least 18 years old and have a physical US.
Help monitor your spending purchases and any suspicious activity with text and email alerts and notifications. If your credit score isnt quite within the range your overall financial history might play a larger part in whether you qualify. If you dont pay the terms as agreed you may be at risk of losing your collateral.
Here are the Wells Fargo credit card minimum requirements. Paying down revolving debt eg. How many types of credit in use.
Wells Fargo Secured Credit Card. You will also need to provide your SSN or your ITIN. Credit cards is the absolutely fastest and easiest way to get a score increase.
Ensuring your revolving balances are low and that you have less than six inquiries will help. On a sidenote about Wells Fargo many people here have reported that WF will actually go down to a score of 580 but requires a minimum of 5 down for a middle score less than 620. The Wells Fargo Cash Wise credit score requirement is 700 or higher.
Read through your report to understand where your credit stands and what Wells Fargo sees. Fair credit or limited history enrollment in college or university. Wells Fargo Cash Back College Card.
When you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card youll get up to 600 of protection subject to 25 deductible against covered damage or theft. Some users have reported getting approved for the card with credit scores below 700 but applicants with lower scores would be better off improving their credit profile before applying for the card. Get access to your FICO registered trademark Score and more through Wells Fargo Online registered trademark.
However you generally need to have a good credit history to qualify for one of these cards. Or you can look to a secured card. Read full answer good credit or better.
Most credit cards from Wells Fargo a WalletHub partner have 0 annual fees and many give rewards 0 intro APRs or both. That doesnt mean every single applicant with a credit score of 700 will be accepted and everyone with a credit score under 700 will be rejected. In order for a FICO Score to be calculated a credit report must contain these minimum requirements.
Card and account activity alerts. At least one account that has been reported to the credit reporting agency within the past six months. Here are the Wells Fargo credit card minimum requirements.
Eligible items can be replaced repaired or reimbursed for the first 90 days after purchase in the event of theft damage due to fire vandalism accidentally discharged water or certain weather conditions. You must be at least 18 years old and have a physical US.
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